Miles Brady

Professions:

• MD, DO, DPM, DDS, DMD, OMS, PharmD, DC, DVM
• Residents must be within 6 months of graduation with a full time attending or fellowship position accepted.

Terms:

• 100% up to a loan amount of $850,000 – 740 minimum credit score required for 0% down/equity
• 97% up to a loan amount of $1,250,000 – 720 minimum credit score required for 3% down/equity
• 95% up to a loan amount of $1,500,000 – 700 minimum credit score required for 5% down/equity
• 90% up to a loan amount of $2,000,000 – 700 minimum credit score required for 10% down/equity
• 80% up to a loan amount of $3,000,000 – 680 minimum credit score required for 20% down/equity

Highlights:

• No PMI.
• No prepayment penalties – refinance any time after closing. 
• Primary homes only.
• Purchase and rate/term refinance, no cash out.
• Single family, townhome, condo, or two-unit (3% down required for 2 unit).
• All visa types accepted, must have valid SSN and credit score.
• 1099 and K1 income may be used without history if guaranteed and deemed stable.
• We can close up to 90 days prior to the start date of new employment.
• Gift funds allowed for down payment and closing costs.  
• Eligible states are AZ, CA, FL, IA, IL, IN, MI, MN, MT, ND, WI

Disclaimer: Any financing over 100% must be used for taxes, insurance and other closing costs. Financing is available for eligible applicants and professions. Credit, income and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.