Michael Kent

Having closed over 21,000 mortgage transactions for over $2.7 billion ranks me in the top half of 1% in the nation.   You are in great hands with someone who is the best in their field to guide you and have in your corner to help you move fast with the least amount of hassle.

Professions:

• MD, DO, DDS, DVM, DMD, DPM, CRNA, Residents & Fellows

Terms:

Purchases

• 100% financing to $1,250,000 with no PMI and below market rates
• 95% financing to $1.5 million loan amount with no PMI and below market rates
• 90% financing to $2 million loan amount with no PMI and below market rates

Construction / Renovation

• 85% up to $1.5 million

Highlights:

• VERY COMPETITIVE RATES for max financing!  Rates get even better when putting more down.
• No restrictions on the number of years out of residency!  We want to be your lender for life on every purchase, second home, refinance or construction project.
• No Private Mortgage Insurance, resulting in lower monthly payments.
• H1B Visa accepted.
• Close up to 3 months before you start your job.
• Second homes for doctors at below market rates
• Construction loans for doctors at below market rates
• Multiple fixed and ARM options
• Offer programs in Pennsylvania, Delaware, Florida, Georgia, Maryland, New Jersey-certain counties, North Carolina, Ohio, South Carolina, Tennessee, Virginia, Washington DC, West Virginia
• No restriction on the number of years out of residency as most lenders stop this program after 10 years.
• Available for all doctors, not just those starting out, no matter if they have had physician loans in the past
• You can use this program and still put money down, which will lower your rate.

Disclaimer: Any financing over 100% must be used for taxes, insurance and other closing costs. Financing is available for eligible applicants and professions. Credit, income and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.