Paul Wasserman

Eligible Professions:

• Physicians (MD, DO)
• Podiatrists (DPM)
• Dentists (DDS, DMD)
• Oral Surgeons (OMS)
• Pharmacists (PharmD)

• Chiropractors (DC)
• Veterinarians (DVM)
• Doctors in a Fellowship program

Highlights:

• Properties located in AZ, CA, FL, IA, IL, IN, MI, MN, MT, NC, ND, and WI
• Primary residence purchase and rate/term refinance (no cash out).
• Minimum down payment:  0% up to $1,000,000; 3% up to $1,250,000; 5% up to $1,500,000; 10% up to $2,000,000 with no mortgage insurance
• No minimum borrower contribution.
• Student Loan Debt omitted if deferred at least 12 months.
• Can use future salaried and self-employed income if escrow closes within 90 days of starting a new job.
• No employment history necessary.
• Streamlined refinance available
• Relationship rate discounts up to 0.50% available for Wintrust Bank deposits and autopay.
• Low cash reserves requirement.
• Gifts from family members allowed for the entire down payment, closing costs, and reserves.

• No limit on years in practice.
• No limit on other real estate owned.
• No prepayment penalties.