Stephanie Arcelay

Medical Professionals Loan Specialist

Professions Eligible:

Doctors (MD)
Doctors (DO)
Dentists (DMD/DDS)
Optometrists
Podiatrists
Pharmacists
Chiropractors
Veterinarians
CRNA
Nurse Practitioner
Physician Assistant
Medical residents starting at PGY1 and fellows

Terms:

Primary Residence

0% down payment up to $1.5 Million
5% down payment up to $2 Million
10% down payment up to $2.5 Million

Second Homes

5% down payment up to $1.5 Million
10% down payment up to $2 Million

Highlights:

Fixed and ARM rates available
Close up to 120 days before employment start date
No Private Mortgage Insurance
No restrictions on length of time post residency to qualify
H1B visa's accepted with no extra down payment requirement

Combine our Medical Professionals Home Loan with our Certified Buyer Pre-Approval Program, which isn’t your standard pre-qualification. We’ll fully underwrite your loan to determine how much you could be approved for by verifying your information and documentation. This can make you as attractive as a cash buyer when negotiating for your home and may even make the difference between your offer being accepted over another!

Loans can close in as little as 10 business days after pre-approval. Compete directly with cash buyers and remove the need for a financing contingency.

For over two decades, my focus has been helping medical professionals transition into their new homes. My goal is to get you settled into your new home quickly and smoothly.

Disclaimer

*Atlantic Union Bank NMLS #551889. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Specific program restrictions may apply so please consult your dedicated Mortgage Loan Officer for complete details. Owner-occupied residences and second homes only (single family homes, Fannie/Freddie warrantable condos and townhomes). Borrower(s) may only have two (2) Medical Professionals Program serviced by Atlantic Union Bank at any time. Not all loans or products are available in all states.