California Lenders

A physician loan is a specialized mortgage that allows medical professionals to buy a home with little or no down payment, no private mortgage insurance, and more flexible underwriting around student loan debt and future employment contracts. The lenders listed below have been vetted by Moving Medicine Partners specifically for their physician loan products and are trusted by our national network of physician-focused real estate agents. California's high home prices mean most physician purchases fall well above conventional conforming loan limits in nearly every metro area, which makes the no-PMI, low-down-payment structure of a physician loan especially valuable here — and some lenders apply different down payment minimums specifically for California borrowers, so it's worth confirming current terms directly with your lender.

Learn more about physician loans or connect with a Realtor in California below.